Virtual Terminal Payment Solutions

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Process Payments With No Equiment

A virtual terminal allows you to accept credit card payments virtually without having to spend extra money purchasing credit card readers or point of sale. All you need to get started is a computer or mobile device that has access to the Internet.

You can easily take a payment over the phone, create invoices, email payment links, and set up recurring billing for repeat customers.

Accept credit cards on your computer, phone or tablet?

Process payments instantly, even when your customer is not standing in front of you.

What is a virtual terminal?

A virtual terminal is a web-based application that allows businesses to process payments in person or remotely. You have the ability to login in from anywhere and securely key-in credit card or checking account information to process a single payment or setup a recurring subscription payment. 

How does a Virtual Terminal work?

The virtual terminal software is web-based and that provides you with the ability to login using a desktop computer, laptop, mobile phone or tablet. There is no special equipment needed to use a virtual terminal. The software gives you the ability to process payments, set up recurring payments, send payment invoices, create payment links, securely store payment information for future billing and view transaction reports.

What are the benefits of using a virtual terminal?

A virtual terminal is great option for businesses where processing a payment does not require that the card holder be present and you can either take a payment over phone, send the payer a payment link or email a payment invoice. The other benefit is that using a virtual terminal does not require the use of equipment or a credit card terminal.

Advantages of using a Virtual Terminal

A virtual terminal allows your business to operate more efficiently and gives you the flexibility to be able to take a payment over the phone, emailing or texting an invoice and directing customers to an online payment page.

easily take a payment over the phone or send a payment link

No Equipment To Buy

We make it easy to accept credit and debit card payments using your own computer. No special equipment needed so you can get started without any upfront investment.

You will have a secure web-based dashboard that you can login to when you need to process a new payment, create a new customer profile, view payment reports and update billing customer billing information. 

recurring payments and subscription billing

Set Up Recurring Payments

Schedule recurring payments, subscription billing and securely save cards on file for future payments.

• Offer installment payments on big-ticket products or services.
• Simplify repeat services with automatically recurring subscriptions.

detailed payment reports

Detailed Reports

All of our virtual terminal solutions come with built-in reports and real-time analytics that make it easy to get the insights you need. This allows you to focus on the things that matter the most for your business.

Sales Reports - Instanly see which products and services are your best sellers.

Customer Reports - Track customer purchase history so you know what your best customers are buying and how they are paying.

Customizable Reports - Download reports based on select criteria.

Qucikbooks - Export transaction reports in a format compatible with third-party tools like QuickBooks and Excel.

Three Great Options That Fit Your Business

SwipeSimple Virtual Terminal


The SwipeSimple virtual terminal makes it easy to accept payments at your computer.

Network Merchants Virtual Terminal

Network Merchants

NMI is an omni-channel payment gateway provider that offers online, mobile and in-app payment options.

Paytrace Virtual Terminal


Paytrace is an excellent option for businesses with a focus on B2B sales and level II & III transactions.

Want to Learn More?

Complete the form below to schedule a discovery so that we can learn about your business and how we can help.